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Costs

Can I use my home-country insurance in Dubai?

Occasionally, where the policy covers treatment abroad and pre-authorises it. For elective refractive surgery, most policies exclude it in any case, so the sequence is to check the exclusion first and the international cover second.

By
SmilePro.ae editorial team
Review status
Medical review pending: what this means
Published
Last updated
Subject
Costs
Topic
Insurance & financing
Kind of question
Can I…
Last reviewed
22 September 2026

What this answer depends on

  • Whether the policy covers treatment outside your country
  • Whether refractive surgery is excluded as elective
  • Whether pre-authorisation is required in advance

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Educational information only

This information is for educational purposes and does not replace an examination by a qualified eye-care professional.

General answers cannot tell you what is happening in your own eyes. Only an examination by a qualified ophthalmologist can do that.

Sources & further reading

We prefer primary sources. Where a claim comes from a manufacturer, a single study or a regulator, it is labelled as such below.

  • UAE Ministry of Health and Prevention Health authority Ministry of Health and Prevention, United Arab Emirates

    The federal health authority for the UAE, relevant to facilities licensed outside the Dubai Health Authority system.

    Used for Explaining which authority licenses which facility.

    Link checked 22 September 2026

  • Health regulatory authorities in the United Arab Emirates Health authority The Official Portal of the UAE Government

    The UAE government’s own listing of the federal health authority and of the emirate-level health authorities, naming which part of the country each one covers.

    Used for Explaining that more than one authority licenses healthcare in the UAE; Explaining which body to approach about a licensed facility.

    Link checked 24 September 2026